Terms
Introduction and Acceptance of Terms
Welcome to Legacy Institute LLC (“Legacy Institute,” “we,” “our,” or “us”).
These Terms and Conditions govern your access to and use of our website, educational programs, coaching services, training materials, workshops, digital products, and other services offered by Legacy Institute.
By accessing our website, registering for a program, purchasing a service, or otherwise using our offerings, you agree to be bound by these Terms and Conditions and our Privacy Policy.
If you do not agree to these Terms, you must discontinue using our website and services.
These Terms apply to all visitors, prospective customers, registered users, students, participants, and purchasers of our services.
2. About Legacy Institute
Legacy Institute LLC provides educational, professional development, coaching, and training services designed to support personal growth, leadership development, business education, entrepreneurship, organizational development, and related learning objectives.
Our offerings may include, but are not limited to:
Business and entrepreneurship education.
Leadership and personal development programs.
Artificial intelligence and technology-related education.
Trading and financial markets education.
Coaching, mentoring, workshops, and training sessions.
Digital educational materials, resources, and online learning experiences.
Organizational development and professional training services.
The specific features, duration, content, and delivery method of each offering will be described on the applicable program or service page, enrollment materials, or purchase agreement.
3. Eligibility and User Responsibilities
By using our services, you represent that:
You are legally capable of entering into a binding agreement under the laws applicable to you.
Any information you provide to Legacy Institute is accurate, complete, and current.
You will use our website and services only for lawful purposes.
You will comply with these Terms and all applicable laws and regulations.
If you are accessing our services on behalf of a business, organization, or other legal entity, you represent that you have the authority to bind that entity to these Terms.
We reserve the right to restrict or refuse access to our services where legally permitted if eligibility requirements are not met or if information provided is materially inaccurate.
4. Educational Services and Program Enrollment
Enrollment in any Legacy Institute program, course, coaching package, workshop, or training service is subject to the applicable program description, eligibility requirements, availability, and payment conditions.
Before purchasing a program, you are responsible for reviewing its description, included services, duration, pricing, delivery format, and any specific participation requirements.
Program content may be delivered through online platforms, live sessions, recorded materials, digital resources, in-person activities, or a combination of these formats.
We reserve the right to make reasonable changes to instructors, schedules, learning materials, delivery methods, or program structure where necessary for operational, educational, or business reasons.
We will make reasonable efforts to ensure that such changes do not materially reduce the services expressly included in your purchase.
Any material changes to an agreed service will be handled in accordance with applicable law and the relevant purchase agreement.
Enrollment does not guarantee admission to future programs, access to additional services, or continued availability of any specific instructor or platform.
5. Account Registration and Security
Certain services may require you to create an account or provide registration information.
You agree to:
Provide accurate and complete registration information.
Maintain the confidentiality of your login credentials.
Avoid sharing your account or access credentials with unauthorized individuals.
Promptly notify us of any suspected unauthorized access or security breach.
Accept responsibility for activities conducted through your account, subject to applicable law.
We may suspend or restrict account access where we reasonably believe an account has been compromised, misused, or used in violation of these Terms.
You must not create accounts using false identities or impersonate another individual or organization.
6. Pricing, Payments, and Billing
The prices, fees, and payment terms for our services will be displayed on the relevant program page, checkout page, invoice, or applicable purchase agreement.
Unless otherwise expressly stated, all prices are quoted in the currency specified at the time of purchase and do not include any taxes, duties, or additional charges that may be applicable.
You agree to provide accurate billing information and authorize the applicable payment provider to process the transaction you initiate.
Payments may be processed through third-party payment service providers. Your use of such payment services may also be subject to the provider's own terms and policies.
We reserve the right to correct pricing or billing errors and to communicate any necessary adjustments before completing a transaction, subject to applicable law.
Where a payment plan or installment arrangement is offered, you agree to comply with the payment schedule and conditions disclosed at the time of purchase.
Failure to make required payments may result in suspension of access to the applicable program or services, subject to applicable law and the terms of your purchase agreement.
7. Refunds, Cancellations, and Withdrawals
Refund eligibility, cancellation conditions, withdrawal rights, and any applicable refund deadlines will be disclosed in the relevant program description, checkout terms, written purchase agreement, or separate refund policy.
Unless otherwise expressly stated or required by applicable law, purchases are subject to the refund and cancellation conditions presented to you at the time of enrollment or purchase.
Where a refund is approved, it will generally be processed through the original payment method or another method reasonably determined by Legacy Institute.
Processing times may vary depending on the payment provider and financial institution.
Nothing in these Terms is intended to waive, restrict, or exclude any mandatory consumer rights, statutory cancellation rights, or refund entitlements that cannot legally be waived.
If a specific program has additional cancellation or refund conditions, those conditions will apply to the extent they are consistent with applicable law and the applicable purchase agreement.
8. Intellectual Property Rights
All content and materials made available through Legacy Institute, including but not limited to text, educational materials, course content, videos, recordings, graphics, logos, designs, presentations, frameworks, documents, software, and other resources, are owned by or licensed to Legacy Institute and are protected by applicable intellectual property laws.
Your purchase or enrollment grants you a limited, personal, non-exclusive, non-transferable, and revocable license to access and use the materials solely for the purposes expressly permitted by the applicable program or service.
Unless expressly authorized in writing by Legacy Institute, you must not:
Copy, reproduce, distribute, publish, or commercially exploit our materials.
Sell, sublicense, rent, or transfer access to educational resources.
Share paid course materials or account credentials with unauthorized individuals.
Modify, create derivative works from, or redistribute our proprietary content.
Remove copyright notices, trademarks, or other proprietary notices.
Use our content to develop or distribute competing educational products or services in violation of applicable intellectual property rights.
All rights not expressly granted to you remain reserved by Legacy Institute or the applicable rights holder.
Unauthorized use of our intellectual property may result in suspension of access and legal action where appropriate.
9. Acceptable Use and Prohibited Conduct
You agree to use our website, programs, and services responsibly and lawfully.
You must not:
Use our services for unlawful, fraudulent, deceptive, or harmful activities.
Attempt to gain unauthorized access to our systems, accounts, or restricted content.
Interfere with the operation, security, or integrity of our website or services.
Upload or transmit malicious software, harmful code, or unauthorized content.
Harass, threaten, impersonate, or abuse instructors, employees, participants, or other users.
Misrepresent your identity, qualifications, achievements, or affiliation with Legacy Institute.
Record, reproduce, or distribute private sessions or participant information without appropriate authorization.
Use our services to violate the rights, privacy, or intellectual property of others.
We reserve the right to investigate suspected violations and take reasonable action, including removing content, restricting access, suspending accounts, or terminating participation where permitted by law.
10. Educational and Professional Disclaimer
All educational materials, training sessions, coaching services, and informational content provided by Legacy Institute are intended for general educational and informational purposes.
Our programs may cover business, entrepreneurship, leadership, artificial intelligence, trading, financial markets, personal development, and related topics.
Participation in our services does not establish a fiduciary, financial advisory, legal advisory, tax advisory, or other regulated professional relationship unless expressly agreed in a separate written agreement and legally authorized.
Our educational content is not a substitute for individualized advice from a qualified professional.
You are responsible for evaluating the information provided and determining whether it is appropriate for your personal, professional, or business circumstances.
You should consult qualified financial, legal, tax, or other professional advisors before making decisions that require specialized advice.
11. Trading and Financial Markets Disclaimer
Certain educational programs or materials may discuss trading, investing, financial markets, market analysis, trading strategies, or related subjects.
All such content is provided solely for educational and informational purposes.
Legacy Institute does not guarantee or promise any particular trading result, investment return, profit, income, or financial outcome.
Nothing in our educational materials constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument, security, cryptocurrency, or other investment product.
Trading and investing involve risk, including the possible loss of some or all of the capital invested.
Past performance, hypothetical results, examples, demonstrations, testimonials, and educational case studies do not guarantee future results.
Any examples of potential earnings, returns, trading performance, or business outcomes are illustrative only unless expressly identified otherwise and supported by appropriate documentation.
You are solely responsible for your financial decisions, trading activities, risk management, and compliance with applicable laws and regulations.
Legacy Institute is not responsible for losses resulting from decisions you make based on educational materials, market information, or other content provided through our services, except where liability cannot legally be excluded.
12. Business, Coaching, and Results Disclaimer
Legacy Institute provides education, coaching, training, and professional development services intended to support learning and skill development.
We do not guarantee that participation in any program will result in a specific level of income, business growth, employment, client acquisition, investment performance, professional advancement, or personal transformation.
Individual outcomes may vary significantly depending on factors including personal effort, experience, qualifications, resources, market conditions, business decisions, and circumstances beyond our control.
Any statements concerning potential business growth, financial success, career opportunities, or personal development are illustrative or aspirational unless expressly stated otherwise.
You acknowledge that you remain responsible for implementing any strategies, recommendations, or educational concepts you choose to apply.
13. Testimonials and Success Stories
Our website and promotional materials may contain testimonials, participant feedback, case studies, or examples of individual experiences.
These materials reflect the experiences or opinions of the individuals concerned and should not be interpreted as a guarantee that you will achieve similar results.
Individual experiences and outcomes are not necessarily representative of all participants.
Where testimonials include results or achievements, those results may depend on individual circumstances and other factors.
You should not rely on testimonials or success stories as a substitute for independently evaluating the suitability of a program or service.
14. Third-Party Platforms and External Links
Our services may rely on or link to third-party platforms, websites, software, communication tools, payment providers, educational systems, or other external services.
These third-party services are operated independently of Legacy Institute and may be subject to separate terms, privacy policies, and conditions.
We do not control third-party platforms and are not responsible for their independent operations, availability, security, or policies, except to the extent liability cannot legally be excluded.
Your use of third-party services is at your own discretion and subject to the applicable third-party terms.
We may change or discontinue our use of third-party platforms where reasonably necessary for operational or business purposes.
15. Website Availability and Technical Issues
We aim to maintain a reliable and accessible website and learning environment.
However, we do not guarantee that our website, digital platforms, or services will be continuously available, uninterrupted, error-free, or compatible with every device, browser, or software configuration.
Access may occasionally be affected by maintenance, updates, technical issues, third-party service interruptions, internet connectivity problems, or circumstances beyond our reasonable control.
We reserve the right to temporarily suspend or modify website features or services for maintenance, security, operational, or technical reasons.
We will make reasonable efforts to address material service interruptions affecting purchased services, subject to the applicable agreement and mandatory legal requirements.
16. Limitation of Liability
To the maximum extent permitted by applicable law, Legacy Institute LLC, its owners, officers, employees, instructors, contractors, and service providers shall not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use of our website, programs, educational materials, or services.
This includes, where legally permissible, losses relating to lost profits, lost revenue, lost business opportunities, loss of data, business interruption, or financial decisions made based on educational or informational content.
To the maximum extent permitted by applicable law, Legacy Institute's aggregate liability arising out of or relating to a particular paid service shall not exceed the amount you paid to Legacy Institute for that specific service during the twelve months preceding the event giving rise to the claim.
The limitations in this section apply only to the extent permitted by applicable law.
Nothing in these Terms excludes or limits liability for fraud, intentional misconduct, gross negligence where such limitation is prohibited, death or personal injury caused by negligence where legally non-excludable, or any other liability that cannot lawfully be excluded or limited.
17. Indemnification
To the extent permitted by applicable law, you agree to indemnify and hold harmless Legacy Institute LLC and its owners, officers, employees, instructors, contractors, and representatives from third-party claims, liabilities, damages, and reasonable expenses arising directly from:
Your unlawful use of our website or services.
Your material violation of these Terms.
Your infringement of another person's intellectual property, privacy, or other legal rights.
Your fraudulent or intentionally wrongful conduct.
This provision does not require you to indemnify Legacy Institute for losses caused by our own unlawful conduct or any matter for which indemnification cannot legally be required.
We reserve the right to control the defense and settlement of claims subject to indemnification, where appropriate and permitted by law.
18. Suspension and Termination
Legacy Institute may suspend, restrict, or terminate your access to its website, account, program, or services where reasonably necessary due to:
A material violation of these Terms.
Fraudulent, unlawful, abusive, or harmful conduct.
Unauthorized sharing or distribution of paid materials.
Non-payment of applicable fees.
Security risks or misuse of our systems.
Legal or regulatory requirements.
Where reasonably practicable and legally appropriate, we may provide notice and an opportunity to address the issue before taking action.
Termination does not automatically eliminate payment obligations or other rights and responsibilities that accrued before termination.
Refunds, remaining program access, and other consequences of termination will be handled in accordance with the applicable purchase agreement, refund policy, and mandatory legal requirements.
You may discontinue use of our website and services at any time, subject to any outstanding contractual obligations.
19. Privacy and Personal Information
Your use of our website and services is also governed by our Privacy Policy, which explains how Legacy Institute collects, uses, stores, and shares personal information.
By using our services, you acknowledge that your personal information may be processed in accordance with that Policy and applicable privacy laws.
If any provision of these Terms conflicts with a mandatory privacy requirement, the applicable privacy law will prevail to the extent of the conflict.
20. Governing Law and Dispute Resolution
These Terms and any dispute arising out of or relating to them shall be governed by the laws of the State of [Insert State], United States, without regard to its conflict-of-law principles, except where mandatory consumer protection laws provide otherwise.
The parties shall make reasonable efforts to resolve disputes through good-faith discussions before commencing formal legal proceedings.
If a dispute cannot be resolved informally, it shall be submitted to the competent courts located in [Insert County and State], subject to applicable law and any mandatory jurisdiction or consumer protection requirements.
Nothing in this section limits any non-waivable rights you may have under the laws applicable to you.
21. Changes to These Terms
We reserve the right to modify or update these Terms and Conditions from time to time.
Updated Terms will be published on our website with a revised “Last Updated” date.
Where required by law or an applicable agreement, we will provide notice of material changes or obtain your consent before those changes take effect.
Your continued use of our website or services after revised Terms become effective constitutes acceptance of the revised Terms, to the extent permitted by applicable law.
If you do not agree with revised Terms, you should discontinue use of the affected services, subject to any existing contractual rights and obligations.
22. Severability
If any provision of these Terms is determined to be invalid, unlawful, or unenforceable by a competent court or authority, that provision shall be modified or limited to the minimum extent necessary to make it enforceable, where legally permissible.
If modification is not possible, the affected provision shall be severed.
The remaining provisions shall continue in full force and effect to the extent permitted by law.
23. No Waiver
Failure or delay by Legacy Institute in exercising any right or enforcing any provision of these Terms shall not constitute a waiver of that right or provision.
Any waiver must be expressly made in writing by an authorized representative of Legacy Institute, where required by applicable law.
A waiver of any particular breach shall not constitute a waiver of any subsequent breach.
24. Entire Agreement
These Terms, together with our Privacy Policy and any applicable program-specific terms, refund policy, enrollment agreement, or written service agreement, constitute the agreement governing your use of the relevant website or services.
Where a separate written agreement expressly governs a specific service and conflicts with these general Terms, the specific agreement shall control to the extent of the conflict, subject to applicable law.
These Terms do not create any partnership, employment, agency, franchise, or joint venture relationship between you and Legacy Institute.
25. Contact Information
For questions, concerns, or inquiries regarding these Terms and Conditions, please contact:
Legacy Institute LLC
Website: www.legacyinstitutellc.com
Email: info@legacyinstitutellc.com